That was the strangest moment; I called the versacheck customer support, but they encourage me to gvalidate to protect myself financially and to use the software due to recent financial law. VersaCheck.com is a leading supplier of productivity hardware, software and supplies for both home and business use. Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! You can find contact details for VersaCheck.com above. My feeling is, I am set up for fraud and have no control. Credits delivered by email and expire one year from activation. VersaCheck QuickPass - Single-pass check printing from QuickBooks, Check Designer Pro Control all design elements on your checks, Bank address/routing number auto-verification & correction, High volume transaction import & batch runs, VersaCheck EZ-Scan instantly sets up accounts without typing, Customize & Integrate with almost any accounting program, TrueSign Secure eSignature Creator & Manager, Data encryption & bank account password protection. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Join over 2.5 million home & small business customers creating check payments and managing finances. Payroll ready for QuickBooks & more from paychecks to W2s, Generate custom invoices, estimates & statements, Design & print custom business cards, badges & labels, Create master list of products & services, Client Manager Tool Manage client/server check printing, Schedule bill payments with auto-send feature (check by email), Versaink magnetic black ink (micr) for bank compliant check printing, Network ready: built-in wireless (802.11b/g/n) connectivity. Check printing and processing in the USA is governed by the Federal Reserve with guidelines by the American Bankers Association (ABA), the Check Payment Systems Association (CPSA) and American National Standards Institute (ANSI). However, I will not comply with this scam and, if necessary, will return to writing checks the old fashioned way by using preprinted checks filled out by hand . Had problems last printing (6 months ago) received instructions at that time and thought I would be good to go this printing. How those businesses take care of those complaints is what separates good businesses from the rest. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! All product and company names are the property of their respective owners. You are talking about how scammers steal credit and debit card numbers..yet you are talking about "checks". This is the best way to manage and repair your business reputation. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. I cannot do anything with it and now they want more money because their third party confirmation of my account failed. VersaCheck is guilty of at least of Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Automate finances, bills, payroll and receivables Instantly Create & Print Secure Custom Checks Create, Send & Receive Bank Compliant PDF/eChecks Use with any device - up to 100 users per account See pLans & features Choose the plan that's right for you Annual(-35%) Per Month In the meantime, the first check was being manually processed because G-validate had left off a number but the bank recognized most of the numbers and matched the account to mine. On the Checkbook Information window click the Next button until you reach the "Select Your Graphics and Signature". Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. So $140.00 later, I sit with a useless piece of software. It was simply check writing software that worked locally on your computer. There have been more than 5 failed login attempts. VersaCheck X1 2022 for QuickBooks - 1 User, VersaCheck X9 2022 for QuickBooks - 5 User, VersaCheck X9 Professional 2022 - 20 User, Instant Checks - All-in-One Check Printing Solutions, Instant Checks TopSecure - Software + Business Check Paper, Instant Checks 1000 - Software + Business Check Paper, Instant Checks 3000 - Software + Business Check Paper, Instant Checks 3001 - Software + Personal Check Paper, Instant Checks UNLIMITED - Software + All Customizable Checks, VersaJette Typhoon C20590 MICR Inkjet Printer, VersaJette Stealth: HP 3755iX Invisible Security, VersaJette Stealth: HP 4155iX Invisible Security, VersaJette Stealth: Epson m1000iX Invisible Security, VersaJette Stealth: Epson 7610iX Invisible Security, VersaJette Stealth: Epson 4900iX Invisible Security, VersaJette Stealth: Epson D5200iX Invisible Security, VersaScan 21X VersaCheck.com has resolved 4 complaints. I have no way to fix their mistake for them mon-fri 9am-5pm. Find someone who knows how to uninstall it, you can get Revo uninstaller for free from CNET that does a great job and cleans out your registry which probably hasn't been done and that's why it keeps returning. The decision cited by VersaCheck appears to have originated in the 9th Federal District Court, the most nortorious and incompetent court in the country . Is this online, or do I have to download a software? 2022 Diversified Productivity Solutions, Ltd. Automate finances, bills, payroll and receivables, Instantly Create & Print Secure Custom Checks, Create, Send & Receive Bank Compliant PDF/eChecks, Use with any device up to 100 users per account, Print blank checks compatible with QuickBooks, Accept and print check payments instantly, Ideal for recurring payments from trusted payors. Called for support. Make and accept payments to and from anyone. Eliminate credit card fees and set your own alert limits! Versa check does not have a sufficient tech suppoort for their products, and they don't ensure the products work properly. Can I add other users such as My Accountant, Bookkeeper, or Tax Pro? Use this comments board to leave complaints and reviews about VersaCheck.com. VersaCheck Dual Check Backflow Preventers are simple to install and provide reliable, affordable, certified protection from backsiphonage and backpressure. Their product packaging doesn't explains all the above validation requirement and all the money you will pay after your purchase the software. |. Read the full Versacheck review . The VersaCheck product lineup also accommodates higher flow rates and a wide range of connection types thanks to 1/2 to 1-1/2 FNPT machined and injection-molded threads for maximum flexibility of adapter fittings. the on-screen instructions, type in your information, and print. Provides unlimited online and premium phone technical support for 30 days from time of purchase. ComplaintsBoard.com is a leading complaint resolution website on the Internet. . I am not throwing good money after bad at this company. I bought it to write checks and pay bills with. I so totally agree with all of the above complaints about gValidate! If you would like to see more Rip-off Reports on this company/individual, search here: Advertisers above have met our Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. processing. So I paid for a program that I cannot access, cannot print checks, gValidate refuses to help me, and they are refusing to refund my money. They are not a consumer protection agency; just, a software company scamming its customers. First, you set up a username password and submit your account information, including your bank account routing number, name and address; they will tell you to check your account for next four business days to see 1 cent check and get the check number to validate your account at gvalidate a website (https://www.gvalidate.com). How many users can simultaneously log in and use a VersaCheck, I already own an accounting package. I didn't buy the software for any kind of protection. For each user, you can set usage limits, or make them power users with complete access. Versacheck needs to fire their people in Customer Service and rehire qualified personnel who can actually get the job done. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. Using VersaCheck's Draft feature, enter your customer's check details to create & print a check draft for you to deposit immediately. Please login and you will add product to your wishlist, Finance Manager and Check Creation for Home and Business, Finance Manager and Check Creation for Home, Finance Manager and Check Creation for Home and Office, Finances, Invoices/Estimates and Check Creation for Home and Office, Finance Manager and Total Check Creation for Business, 3 User Licenses Included $179.99 ($60/user), Check Creation and Total Payment Automation for QuickBooks Users, 5 User License Included: $199.99 ($40/User), Total Check Creation and Payment Automation Solution for Business, 5 User License Included: $249.99 ($25/user), 20 User License Included: $499.99 ($25/user), 100 User License Included: $1,999.99 ($20/user), #1 Finance Manager and Check Creation for Home and Business. Has your experience with this business or person been good? Basically, said I could buy more validation codes or not use the program. Do I need to switch or can I use VersaCheck. Why would anyone want to write a check in this century for any reason other than to perpetrate a scam? Setup unlimited bank accounts and manage multiple checkbooks. Fully customize existing templates or create check templates from scratch! I paid the $9.99 for the ASP Plan. UV invisible icon and text fluoresce with exposure to UV light. On the other hand, Online Check Writer offers you cloud-based software to print checks on blank stock papers using any regular printer. The complaint has been investigated and resolved to the customers satisfaction. $24.99. I have over 25 e-mails to them and they are the rudest, most obnoxious people I have ever had any professional contact with. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. All rights reserved. VersaCheck Silver 2012 Download 2.7 on 3 votes VersaCheck Silver is ultra-secure check creation software. INK crypt Counterfeit-Proof Safeguards New! Terrible, terrible, terrible. Discuss the issues you have had with VersaCheck.com and work with their customer service team to find a resolution. Includes a payee database so you don't have to re-type payee information for recurring payments. Home & Garden. If so, where is the confirmation of this ? VersaCheck.com offers products in retail outlets in the US and Canada. The latest version of VersaCheck Gold is 18.104.22.168, released on 02/18/2008. The reply was basically "NO". How to Use Versa Check With Quickbooks. no need to bore you with paragraphs of complaining. Advertisers above have met our from any customer's or buyer's bank account (Get Paid)! It only takes about five minutes to set-up your accounts and begin creating payment transactions. Click the Download Now link above. VersaCheck is great for printing the stock and saves a lot of money over paying the bank to create check stock. Avoid Automatic Renewal With DoNotPay Virtual Credit Card Use CODE: VCO30, VersaCheck X1 2023 for Quickbooks - 1 User, VersaCheck x9 2023 for Quickbooks - 5 User, VersaCheck X9 Professional 2023 - 20 User, Instant Checks TopSecure - Software + Business Check Paper, Instant Checks 1000 - Software + Business Check Paper, Instant Checks 3000 - Software + Business Check Paper, Instant Checks 3001 - Software + Personal Check Paper, Instant Checks UNLIMITED - Software + All Customizable Checks, VersaJette Typhoon C20590 MICR Inkjet Printer, VersaJette Stealth: HP 3755iX Invisible Security, VersaJette Stealth: HP 4155iX Invisible Security, VersaJette Stealth: Epson ST-M1000iX Invisible Security, Instant Checks - All-in-One Check Printing Solutions. VersaCheck. Corporate Advocacy Program: How to repair your business reputation. link to unblock it. VersaCheck's contact manager lets you create, manage and important contacts. Add and edit logos, shapes, lines, text (font styles and sizes) and tables. I have used Vers Check for the last 10 years and this new version of Versa Check is very difficult to work with. VersaCheck X1 Gold is a powerful financial tool that can help you manage your accounts, track accounts and transactions, and write, send and receive checks. Image 3 5. retail outlets and compliant with new "Check 21" federal law. I am now waiting for gvarify to respond to my issues as I have tried ti verify my accounts and have had no luck. I have the same issues with Versacheck. I then hit "Activate", and I got a message stating my ASP Plan has aleady been activated. But I needed to go back today to pull up a history of transactions for my accountant to do my taxes and I'm locked out and have no way of looking at my last years transactions without paying the new upgrade$39.99. Get real-time SMS and email alerts for review, approval or rejection of transactions! Different users have different needs, and we have designed our software packages to reflect that. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. It was initially added to our database on 10/29/2007. What the #@$% ? Given the whole BS "upgrade, validate, wait 4 - 5 days, pay for printing blankchecks other than theirs (EXCUSE ME!)" I told wanted a full refund. I think he knows what he is doing. I suggest that those using the VersaCheck program discontinue using it and that they find another check writing software company, or that they go back to a much earlier version of the program, and/or that they disable the part of the program which allows it to communicate with VersaCheck, including the registration part of the program . Today's best Versacheck Coupon Code: Versacheck Today Best Deals & Sales. At this moment, CouponAnnie has 10 savings overall regarding Versacheck, including but not limited to 4 promo code, 6 deal, and 0 free delivery saving. Luckily I didn't use their accounting program! Versacheck is one of the less active retailers when it comes to offering discount codes on its website. Contact Manager for Vendors, Customers, etc. Yes, the Check Draft feature allows you to receive a payment from any device, anytime. I received nothing. Like so many of my now fellow Colleagues, we were SO happy with VersaCheck -- what happened? Initial VersaCheck.com complaints should be directed to their team directly. VersaCheck free trial is a free download software. I too have used the G7 productivity software for the past 9 years and had no problems with the bank or anywhere else until this new update. VersaCheck.com - expiration with no notice, VersaCheck.com - product & Service complaints. The only people who write checks any more are scam artists passing bad paper. I have been using it for years and as of today con no longer write checks because I did not do their upgrade. https://www.ripoffreport.com/reports/versacheck/select-stateprovince/versacheck-fraud-scam-denver-colorado-1086056. If you are reading this, please do NOT purchase versachecks or sign up with Gvalidate. I looked around and got checksoft from avanquest. I will not be sending good money after bad in this case and can do nothing more than warn others about them. You have a piece of software that without some sort of verification would allow ANYONE to create a check for ANY account..yes evena check on YOUR account. According to contract law, you must receive consideration for it to be a valid contract -- in other words, you must receive something in return for your money. Resistant to scale, corrosion & oxidation, Lightweight & harder than stainless steel. Nonexistent on the weekend. You have been warned. Who is ED Magedson - Founder, Ripoff Report. Yes, depending on your plan subscription, you as the administrator can add anywhere from 1-100 users, who can access your accounts simultaneously. I feel scammed! It is simply time to put a stop to these intrusive practices . After my computer crashed, I decided to purchase the new VersaCheck X1 software. Reliable, certified protection against backsiphonage, backpressure and cross-connections is important for protecting the public water supply. I then downloaded the necessary software that is required by versacheck. My feeling is, I am set up for fraud and have no control Now, 165 checks later, it is trying to force me to pay $9.99 in order to be able to print an additional 250 checks. Say we owe over $22,000.00 for the rest of their so called contract !!!!!! West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. VersaCheck software works alone or integrates with existing accounting and finance software. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! You can even setup multiple company files. I called versacheck to get tech support, However noone answered. For an average discount of 36% off, customers will receive the lowest price reductions up to 65% off. Click here to get notifications about new complaints of VersaCheck.com. Versacheck is a scam. I look forward to seeing how long this piece of trash company survives with the course they are on. What more can i say. Collection . Additionally, the new versacheck was supposed to be integrated/synced or something with my current quicken data. Was able to download, install, and up and running in short time. Enter your serial Number: Please follow these steps Enter your serial number above. Install VersaCheck Software. Widely used in residential, commercial and light-industrial settings, PVC is: Extensively used in aerospace and marine industries, hardcoat anodized aluminum is: Originally developed for use in conjunction with dental and medical water treatment devices, VersaCheck backflow preventers are made from medical-grade components suitable for food contact. Make and accept payments to and from anyone. This being the case, it is likely that its decision does not apply to any other federal district in the country outside of the 9th Federal District . It would not let me access my ASP Plan at all. Save up to 90% Versacheck Discounts . I contacted them and said I believe they left off a number and they took that to mean that the other numbers were incorrect so they removed the other numbers and added the missing number. This review was chosen algorithmically as the most valued customer feedback. Categories include finance management, graphic design, MICR, non-MICR, Security, Special Effect ink and toner for laser and inkjets, printers, software, supplies and payment automation. Eliminate credit card fees and set your own alert limits! Estimated amount consumers saved since 1997: $15,590,010,907. Corporate Advocacy Business Remediation and Customer Satisfaction Program. Totally agreed. Don't know if it's "perfect, " but at least I can print my checks now. This new solution offers counterfeit prevention, financial account protection, real-time deposit alerts and avoidance of credit card finance charges. Powered by gValidate.com. You can delete their access anytime. Graphics card - DirectX 9 or later with WDDM 1.0 driver. Checks not on your report indicate possible fraud and are thus returned unpaid and/or forwarded to you for review before final payment or rejections. This report was posted on Ripoff Report on 09/20/2013 10:43 AM and is a permanent record located here: Processor - 1 gigahertz (GHz) or faster processor or SoC. The bank dispute fee may end up being more than the $9.99 I paid gValidate, but it's the principle of the thing. VersaCheck is an essential financial software for small businesses to save 50 - 80% compared to bank printed checks and valuable time with a variety of innovative features included in every VersaCheck software package. I have decided to talk to my attorney and here is what he found, a fat legal case against G7 productivity system, owner of versacheck and couple there associates ( here is the case: http://www.ftc.gov/os/caselist/0523155/091118neovimemo.pdf). Backflow prevention for water supply lines is critical and increasingly required by local plumbing codes. All rights reserved. Internet, VERSA CHECK VERSACHECK VERSA CHECK FRAUD, SCAM, LYING MOTHER F******, TOOK MY MONEY AND F***** ME GOOD DENVER Colorado, Versacheck Versacheck wants your banking information Denver Colorado, VersaCheck Checks would not work with my bank--Versacheck refused to take them back Internet, VersaCheck Web Commerce Denver, Colorado, Versacheck Removed ability to run software, access files Denver, Colorado, Versacheck G7 Productivity Software Bait and switch, crippled software, scam, fraud, mislead, false advertising Denver, Colorado, Versacheck BOGUS FREE PRINTER OFFER San Diego California, G7 Productivity Systems - Versacheck Rebate Fraud ripoff San Diego California, G7 Productivity Systems, Versacheck Rebate ripoff, slow processing San Diego California, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Loved the product and decided to upgrade to Gold a couple of weeks ago. I then received a snooty email back, stating that according to their Purchase Agreement (WHAT Purchase Agreement? Just like a credit card terminal, merchants can simply enter their customers gCard information and process payments, but without any of the credit card fees. Preview checks on screen while designing. You have just experienced one the annoying unethical business practices of Symantec. If you're a business and individual doing business and accept payment over the phone, this is not right product for you. It's amazing they continue to stay in business. Instantly transfer funds to any recipient's bank account (Pay) and/or draw payments. 2. VersaCheck Pay Home Home About How It Works Validate VersaCheck Pay Premium Make Checks Pay & Get Paid anywhere, anytime! They, like the government assume to much control. A week later when the validation process was complete, I attempted to print a check, however the check did not print in the correct format for the paper I purchased and the check printed void accross it. I emailed the company and asked if we could not "just write checks" and do away with the requirement of distributing my account information. We have done that through our bank and my clients bank. She said " There is nothing i can do If you aren't in front of the computer". Originally developed for use in conjunction with dental and medical water treatment devices, VersaCheck backflow preventers are made from medical-grade components suitable for food contact. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. As if you did you wouldn't have bought this software. No preset amount limits! Just follow I'm not the only one who has been ripped off by this company. or Best Offer. Internet, VERSA CHECK VERSACHECK VERSA CHECK FRAUD, SCAM, LYING MOTHER F******, TOOK MY MONEY AND F***** ME GOOD DENVER Colorado, VersaCheck Checks would not work with my bank--Versacheck refused to take them back Internet, VersaCheck Web Commerce Denver, Colorado, Versacheck Removed ability to run software, access files Denver, Colorado, Versacheck G7 Productivity Software Bait and switch, crippled software, scam, fraud, mislead, false advertising Denver, Colorado, Versacheck BOGUS FREE PRINTER OFFER San Diego California, G7 Productivity Systems - Versacheck Rebate Fraud ripoff San Diego California, G7 Productivity Systems, Versacheck Rebate ripoff, slow processing San Diego California, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. All rights reserved. Copyright 1997-2023, Ripoff Report. That is what it looks and sounds to me. This will surely increase the credibility of your complaint. https://www.versacheck.com/web/ QWin Deluxe Subscription - Win10 volvogirl SuperUser January 2022 Here's an old link I have. VersaCheck.com reviews first appeared on Complaints Board on Jun 14, 2009. I have used VersaCheck for more than 10 years and have not had many problems with it . Check with your bank for their requirements to participate. Without doubt this so called safety system will be used by the government to gain unrestricted access without warrant to banking information both of the sofeware user and of those with whom he deals . VersaCheck DNA Secure X1 - Platinum is an ultra-secure platform for creation and delivery of highly secure and safeguarded paper checks. The bank service is designed to reduce check fraud by matching the check numbers and dollars amounts of checks presented for payment to the bank to your approved check transaction report. Select VersaCheck models are both ASSE 1024 and ASSE 1032-certified to provide backflow protection for carbonated and non-carbonated beverage equipment. VersaCheck Reviews Analysis Top Categories: Printer Ink & Toner, Inkjet Printer Ink, Laser Printer Drums & Toner, Inkjet Printers, Office Products, Money Handling Products, Accounting & Finance 3.9 average rating 1,078 Ratings 370 Reviews ( "Ratings" vs. "Reviews") 17% of potentially unnatural reviews removed ( why?) Open VersaCheck. 9 I received a call back the next day. What it does:. So you should be thanking them for requiring this step instead of writing this as a RipOff. I can't believe this is a company. ComplaintsBoard.com is not affiliated, associated, authorized, endorsed by, or in any way officially connected with VersaCheck.com Customer Service. Print Checks from QuickBooks. Mips Versa Check Deluxe Software CD-ROM 300 Blank Checks New VERSACHECK . Financial Services: VERSA CHECK . But I was in a quandry, because I still needed to conduct my business, and all of the checks I had previously set up in Versa Check to print at pre-determined future dates were being held "hostage" by gValidate, because they would not print without "VOID" across the front of the checks. I totally agree with the comments above, I have been using Versacheck even with all the needs to validate this and confirm that and revalidate so I can write my own checksbut they fail to inform you of any of the new rules and regulations that will for all intents and purposes stop you from writing your own checks. What does the gvalidation bank account do? I will fire up my old computer to make checks as long as it works and move on to another source when it quits. Online and live chat support is included with your subscription to VersaCheck. Premium Account subscription available during and after financial account validation. It is obvious that this so called safety requirement is nothing more that a ploy to permit the government unrestricted access to individual banking information . Almost overnight, an overwhelming . THIS IS SUCH BS. I should have researched their reviews first as their new product is horrible. This complaint was posted by a verified customer. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of VersaCheck.com, Connect with VersaCheck.com via Facebook at, Like, share & subscribe to VersaCheck.com on YouTube at, See VersaCheck.com's portfolio on LinkedIn at. This is soooo not right. Could not install a second copy on a second machine. It was simply check writing software that worked locally on your computer. UV Invisible Ink Tag Security Backwards compatible with all previous VersaCheck. I totally agree with all of the above complaints! Same experience like mentioned in all comments above. I spoke to Versa Check Techical support who stated I was the only one having problems with the addition of G validate. Avoid this company at all costs. I called a number in Denver, CO and after having been on hold for 47 minutes the woman on the other end of the line flat out told me if I didn't pay the fees, they would take legal action and I definitely would not be able to write any checks ever.